By Jonathan McCracken
Guest Columnist
Living in a big city like Cleveland, Toni dreamed of moving closer to her daughter and family in rural Ohio. But because she relies primarily on her Social Security income, she was understandably concerned about her ability to buy a home.
Fortunately, for millions of Americans, USDA Rural Development has been there to help make the dream of home ownership a reality.
With assistance from a local non-profit that helps eligible homeowners like Toni navigate the USDA Single Family Housing Direct Loan process, she secured a USDA loan and purchased a home. You can read more about Toni’s story at bit.ly/4b0Uyo6.
USDA Rural Development believes everyone deserves to live in a safe and affordable home. Whether owning or renting, having a place to call home is the foundation for so much else in life.
As I travel around rural Ohio, I’ve seen how USDA’s housing programs help lay this foundation for new opportunities and brighter futures.
Safe and affordable housing is critical for every community, and it is our shared responsibility to ensure everyone has access to those opportunities — from education and stable employment to better health care and healthy food.
In Ohio, we work hard to extend this opportunity to all eligible residents in our rural communities.
We know that increasing homeownership is key to a strong and resilient Ohio. Whether that’s helping a first-time buyer purchase a home or helping a senior make repairs so they can remain in their home, homeownership is a way to build equity and achieve stability.
That’s why, each year during June, USDA Rural Development celebrates Homeownership Month by sharing success stories and the resources we have available to help rural residents rent, purchase, repair and build homes.
USDA also highlights how we work with lenders and community partners so people can make a home in rural America, ensuring resources reach those who need them most.
That means helping people repair their homes after severe weather and keeping families in their homes during times of financial uncertainty.
We also understand different families have different needs, and homeownership may not always be the right fit. That’s why USDA provides rental assistance to help people find safe, affordable residences in rural areas.
Ultimately, we become invested in where we call home, and that’s what matters. Those connections make small towns and rural communities such wonderful places to live, work and raise families.
The Biden Administration knows home ownership is a pathway to the middle class and a way to pass down wealth to the next generation. USDA and our partners will continue to expand the reach of our housing programs so everyone in rural Ohio and across America can find a home that fits the stage of life they are in.
Join us this month to celebrate those we already have helped and those who may yet benefit from this life-changing assistance USDA can offer. To learn more about our housing resources, visit bit.ly/3XiLUOF or call 614-255-2400.
Jonathan McCracken, a native of Wilmington, Ohio, is state director for USDA Rural Development in Ohio. His column does not necessarily reflect the opinion of The Lima News editorial board or AIM Media, owner of The Lima News.
