There is never a good time to talk about death, but its a discussion that needs to be had according to Demi Burden, funeral director and embalmer with Chamberlain Huckeriede Funeral Home.
In order to emphasize the importance of planning after-death arrangements, Burden lead a discussion about funerals, cremation, burials and pre-planning during the Lima Rotary Clubs presentation of “A Live Discussion About Death” on Monday.
Funeral burials and cremation are the two main after-death arrangements options that funeral homes offer, according to Burden.
The average cost of a funeral burial varies between $10,000 and $12,000 and a cremation can be between $2,000 to $5,000, according to Burden.
Prepaying is an option and if someone decides to get funeral insurance the money will accumulate so that the customer will not accrue any extra costs. If someone prepays and the the funeral home goes out of business, the money will be transferred.
Financing options are also available for the family of the deceased if they cannot financially afford the cost. If someone passes away, and has no family, the funeral home will cremate the individual and will be put it on reserve for people to pick up.
Burden believes that people do not plan after-death arrangements because they are too often caught up in the present and forget to plan for the future.
“Its a lot easier to worry about buying the perfect toy for your kid at Christmas or the perfect outfit to wear at the Rotary Christmas Club next week instead of thinking about that.”
Deciding not to pre-plan may become a challenge for the family of the deceased because they will be stuck with paying the costs and figuring out the best arrangement, according to Burden.
“I think its important to remember that if you do have to talk about it,” she said. “Your family is most important and at the end of the day it is good to know that you’ve treated the ones the closest to you with the most love that you have to give.”
Reach Camri Nelson at 567-242-0456 or on Twitter @CamriNews