Rates for 30-year and 15-year, fixed-rate mortgages with zero points as of noon, Friday, July 31, 2020:
Lender ` 30-year rate ` 15-year rate
Partners 1st Federal Credit Union `2.75% `2.375%
State Bank `2.75% `2.375%
TopMark Federal Credit Union `2.875% `2.375%
Union Bank `2.75% `2.375%
Area lenders: To join this list, email your rates each Friday to email@example.com.