Rates for 30-year and 15-year, fixed-rate mortgages with zero points as of noon, Friday, July 10, 2020:
Lender ` 30-year rate ` 15-year rate
First National Bank ` 3.25% ` 2.625%
State Bank ` 2.875% ` 2.50%
TopMark Federal Credit Union ` 3.00% ` 2.375%
Union Bank ` 2.75% ` 2.375%
Area lenders: To join this list, email your rates each Friday to firstname.lastname@example.org.