Home loan rates


Rates for 30-year and 15-year, fixed-rate mortgages with zero points as of noon, Friday, Jan. 8, 2015:

30 YR / 15 YR RATE %

Citizens National Bank

3.875 / 3.0%

First Federal Bank

3.875 / 3.125%

Partners First Federal Credit Union

4.0 / 3.25%

State Bank

3.875 / 3.125%

TopMark Federal Credit Union

4.0 / 3.25%

Union Bank

3.75 / 3.0%

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