After holiday shopping comes ‘Credit Check Wednesday’

LIMA — Elder Victim Ministries is encouraging residents to check their credit reports on Wednesday, as millions of Americans will be shopping online or in stores on Black Friday and Cyber Monday.

The Fair Credit Reporting Act entitles consumers to one free credit report from each of the three credit reporting agencies every 12 months to protect against identity theft. Residents can request a credit report, which tracks a person’s payment history and outstanding debts, from participating banks or online at

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