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Stephanie's Savings

February 24, 2013

This week’s lesson is all about rebates and using different rewards programs.



Rebates



When you are purchasing a product and it comes with a rebate, it’s always good to send that rebate in to earn a rebate back. If you use coupons, you can still submit most rebates. Some companies will give you a full rebate when you use a coupon and others will give you a rebate minus the amount of the coupon used. You may not use coupons on every item you have a rebate for. You can find rebates by looking on the product itself. If no rebate form or information is found on the product or inside the package of a product, simply go to the company’s website. Several companies offer rebates for their products. For a quick reference you can view these at www.StephanieSavings.net, click the “Rewards-Rebates” tab.



There are various types of rebates. Some rebates will ask you to purchase a certain product and mail in your rebate. Some rebates will ask you to purchase a certain dollar amount before they send you a rebate. For example, the rebate may say “Purchase $50 in select P&G products listed on this form and get a $15 pre-paid Mastercard by mail.” The $50 indicated is the subtotal before sales tax and any coupons or discounts are applied. Discounts refers to you using store rewards, such as your Up rewards from Rite Aid to help pay for your purchase. As long as your subtotal is $50, you will get the $15 pre-paid card. Some rebates come by check.



You can also get use rebates during buy-one-get-one-free store promotions. However, unless otherwise indicated, you will only receive one rebate even though you’re purchasing two products. The nice thing about this is you do end up getting both items free, even without the use of coupons. You’ll need to pay for one at the store and one will be free because of the store promotion. The rebate covers the cost of the one you had to pay for in the store. These type of deals usually make you a profit if coupons are allowed and are used. Most rebates are a limit of one per household. There are some that allow more. This information varies and can found by reading the small print.



Reward programs



Reward programs are just that, rewards. You get rewarded for purchasing certain products, just like you get rewards for purchasing certain products at some stores. Many companies offer some type of rewards program for purchasing their products. This helps them because it gets you to purchase their product and it helps you save lots of money. So, this is a win-win. Reward programs vary. Some programs give you free products, gift cards, toys, books, magazines, free photo prints, coupons for free products, and online discounts. Reward programs vary from items such as baby products, gas, food, and even department store merchandise. Most rewards programs do not charge you to use them. Be very cautious if you come across a rewards program for a specific brand you are purchasing and it says you will be charged or asks you for any type of payment information. I personally have never seen a company charge. If this happens to you, call the company directly and ask. Never give your banking information, because this could be a scam. You can view and sign up for legitimate reward programs through www.StephanieSavings.net by clicking the “Rewards-Rebate” tab. All companies listed are completely free and safe to use. You will also find direction on how each particular company works, since they are all different. Reward programs are a great way to have family involvement. Kids and teens love some of the ways you can earn rewards and they love to help with this. It’s free, and it gives your family time together.



Hot deals this week



CVS has Pepsi products for 99 cents. Use the buy-one-get-one free Diet Pepsi coupon and your final cost is 49 cents each! Colgate Sensitive Pro-Relief toothpaste is $4.99, use $1-off printable coupon, pay $4 and get back a $4 reward. This item is free after the reward. Walgreens has free Omega-3 Fish Oil soft gels 60 count, Colgate Max Fresh toothpaste, energy tablets, and Natrol Melatonin 100 count free this week after Register Rewards. At Rite Aid you can get free Nivea Lip Balm by using the Nivea coupon found in the Feb. 10 Redplum insert, and Poise pads are free. Purchase Poise products on sale for $2.99, use the $3-off coupon found in the Feb. 10 SS and pay zero. You’ll earn back a $2.99 Up reward making this purchase a $2.99 profit. For more deals go to www.StephanieSavings.net.